Finance

Apply for Bajaj Credit Card to Get Easy and Quick Finance for Your Daily Needs

Credit card usage in India has increased by 10 million new users from April 2018 to April 2019; whereas at the same time debit card usage has sharply declined by 21 million. This data substantiates the fact that more and more individuals are learning of the many benefits that credit card offers. It can be used to meet your daily needs as well as your occasional needs conveniently.

There are many credit cards available in the market currently; however, you do not stand to benefit from every card equally. The Bajaj Finserv RBL SuperCard is one of the few cards which offers you multiple avenues to benefit from the obvious. You can apply for Bajaj credit card online by visiting their website.

Eligibility

Check whether you meet the following criteria to be eligible for a Bajaj credit card –

Age limit: You need to be within the range of 25-65 years of age.

Existing cardholder: You should be an existing holder of a Bajaj EMI card.

Timely repayment: You should make timely repayments of your due bills.

Credit score: Your credit score should be around or above 750.

Existing customer: You should be an existing Bajaj Finserv Limited customer.

Residence: You must be an Indian citizen living in the SuperCard live location.

You can apply for a Bajaj Finserv RBL credit card online upon meeting these yardsticks.

Documents required

You require minimal documents to apply for Bajaj credit card –

Identity proof: Submit any of the following documents: PAN card; Aadhaar card; Passport; Driving Licence; Voter ID card.

Address proof: You need any one of the mentioned documents as address proof: Electricity bill; Telephone bill; Voter ID; ration card; passport; driving license; last 2 months’ bank statements.

Income proof: You can submit any of the following documents for your income proof: Form 16; Income tax return; latest payslip.

Age proof: Submit any of mentioned documents: birth certificate; tenth standard’s certificate; passport; voter ID card.

Other documents: Other than these, you will need to submit Form 60 and a photocopy of PAN card.

You can avail a Bajaj credit card upon meeting this minimal documentation. You can clear all your doubts and queries by calling on the credit card customer care number.

Benefits and features of a SuperCard

Convenient EMI conversion: You can easily convert your excess expenditure made through credit card into EMIs. This makes the repayment procedure more convenient.

Conversion of unutilised credit limit: In case of emergencies or otherwise, you have the option to convert your unutilised credit limit into loans. You can repay the loan within 90 days without paying any interest on it in 3 easy EMIs.

Withdrawal: You can withdraw cash from ATMs using the RBL SuperCard. Unlike other credit cards, it provides 50 days to repay the amount without incurring any interest.

Welcome gift: When you apply for Bajaj credit card, upon approval, you earn rewards of up to 20,000.

Pre-approved offer: Bajaj Finserv provides its customers with the opportunity to avail pre-approved offers. Through these offers, you can easily and quickly avail a range of financial products such as credit cards, personal loans, business loans, home loans, etc. You can check your pre-approved loan offer by entering your name and mobile number.

Bonus offers: When you spend more than 3,00,000 using your Bajaj credit card, you can enjoy up to 20,000 reward points. These reward points can be redeemed to avail discounts, fuel surcharge waivers, coupons etc. Other than reward points you can also use the airport lounge 8 times a year and other paid facilities as well.

These benefits and rewards make using the Bajaj credit card far more convenient for daily usage. If you have any doubts regarding these features, you can contact the credit card customer care number to clear them up.

However, if you use credit cards wisely, there are no bounds to the advantages you can enjoy in your daily life.

Also, once you apply for Bajaj credit card, you can enjoy privileges from outlets of Bajaj Finserv such as discounts and convenient EMIs on gadgets, clothes, accessories, etc.

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